Jan dhan Yojana payment 2023: Jan Dhan Yojana has started a new payment initiative in which ₹10,000 will be provided every month from 2023. The Narendra Modi government has consistently implemented remarkable schemes for the welfare of the masses, with a special focus on the upliftment of the poorest and most marginalised. class of society.
Pradhan Mantri Jan Dhan Yojana was launched on 15 August 2015 as part of the government’s efforts to empower the people of the country. Individuals can open zero balance account free of cost under this scheme. These accounts are opened in various banks including post offices and nationalized banks.
Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan Dhan Yojana offers additional benefits for eligible beneficiaries, such as RuPay Debit Card, free accident insurance cover of ₹2 lakh and life insurance cover of ₹30,000. The scheme has been successful in promoting financial inclusion in India, with over 43 crore accounts opened and total deposits of ₹1.3 lakh crore by 2021.
Facilities available from Pradhan Mantri Jan Dhan Account Schemes
Jan Dhan Yojana Payment: Jan Dhan account holders get many facilities through Pradhan Mantri Jan Dhan Yojana. These schemes are designed to provide significant benefits to the account holders. The government has also linked other schemes to Jan Dhan accounts, which has further increased their benefits.
To encourage people to open bank accounts under PMJDY, the government has taken several steps including awareness campaigns and incentives for banks and customers.
Eligibility for taking overdraft in Jan Dhan account
There are certain eligibility criteria to avail overdraft facility in Jan Dhan account. The age of the applicant should be above 65 years and the account should be at least six months old. Currently active accounts can avail overdraft up to ₹2,000 only.
Benefits of opening an account in Pradhan Mantri Jan Dhan Yojana?
Opening an account under Pradhan Mantri Jan Dhan Yojana offers many benefits. Some of the key benefits include:
Financial Inclusion: The scheme provides access to formal banking and financial services to the unbanked and underbanked population, especially in rural areas.
No Minimum Balance Required: PMJDY accounts can be opened with zero balance, making it beneficial for people with irregular income or facing financial difficulties.
Overdraft Facility: After six months of satisfactory operation, PMJDY account holders can avail an overdraft facility of up to ₹10,000, providing assistance during emergencies.
Debit Card: RuPay Debit Card is issued to PMJDY account holders, which enables cash withdrawal, purchases and online transactions.
Accident and Life Insurance: Eligible PMJDY account holders are entitled to free accident insurance cover of ₹2 lakh and life insurance cover of ₹30,000, subject to specific terms and conditions.
Direct Benefit Transfer (DBT): PMJDY accounts are linked to Aadhaar, allowing the government to transfer subsidies and benefits directly to the account holder’s bank account without intermediaries.
Overall, PMJDY is a comprehensive scheme that aims to provide financial security and stability to the economically disadvantaged.
How much money is received in the account of Pradhan Mantri Jan Dhan Yojana every month?
The amount received every month in the Pradhan Mantri Jan Dhan Yojana account is not fixed. Instead, the scheme provides access to various financial services and benefits, such as zero balance accounts, RuPay debit cards, overdraft facilities up to ₹10,000, accident and life insurance coverage, and access to government schemes and subsidies.
The amount that an account holder receives depends on their financial status and eligibility for various government schemes and subsidies. These benefits are directly transferred to the bank account of the beneficiary through the Direct Benefit Transfer (DBT) system.
Till when money is received in Prime Minister’s Jan Dhan account
It is important to note that PMJDY is not a cash transfer scheme, and the specific amount received in an account will depend on government policies and schemes.
Money will be transferred to Prime Minister Jan Dhan accounts within 15 to 20 days. If someone claims otherwise, it is advised not to believe their words, as the funds in your account are entirely yours.
